Skip to main content

Closing Costs Revealed!

Just received an email from our Lender (Home American Mortgage) and the email was nothing but good news!

We got our interest rate locked in at 3.75% fixed for 30years

Closing Costs:        $1,042.17 (thank you VA)

The closing costs we nagging at us for the past month or so and nobody would even give us an estimate. I guess we had to wait until the builder (Richmond American) provided the lender with the “go ahead” on the loan.

I am pretty sure that we will also get our $6,400 deposit back after escrow closes as the money does not appear as being absorbed in any of the paperwork. Looks like we will be able to afford the rear deck we want.

Oh, monthly house payment $2,129. The amount includes our HOA fees. The mortgage payment is only $129 more than we are paying now.

We are getting so close right now.

The last few expenses will be a refrigerator and the cost to move our stuff. I have a firm quote of $1,092 from Two Men and a Truck. We get two guys for ten hours. We will have everything boxed up so they just need to move it. Good luck with the treadmill guys! Ha!!

Comments

Popular posts from this blog

Jordan Day 1

 It's been almost three years since we had payed for our trip to Jordan and Israel.  THREE FUCKING YEARS! We finally went and had a great time.   The trip lasted almost a month and we started our adventure in Amman, Jordan.  We arrived a day early so we could acclimate to the time change (nine hour difference).   We had purchased some Briggs and Riley high end luggage in hopes to carry them on the plane due to all of the recent horror stories of lost and or delayed baggage.  No such luck!  We were forced to check our bags at the gate in Denver.  If we had known our bags would have to be checked, we would have brought a lot more clothes and a much bigger suitcase.  We only brought six days of clothes (with an extra abundance of underwear and socks).   The planes were on time and we arrived in Amman a bit tired and eager to get going.   Our first hotel was the House Boutique Hotel which was really comfortable.  The hotel had a ro...

Back From Morocco

I guess I forgot to tell you where we went for our three week vacation…. Morocco! Great trip! Met some new friends and basically toured the Moroccan countryside by bus, horse and buggy, 4x4’s and camel. We stayed at eleven different hotels and spent two nights in the Sahara desert (the Milky Way was awesome). Anyway, here is a link to the pictures that we took. Yes, Michelle and I have separate smug mug accounts for picture posting: Erich’s SmugMug site: https://erichphoto.smugmug.com/International-Travel/Morocco/   Michelle’s SmugMug site: https://michellephoto.smugmug.com/Morocco/ you can see a video slide show as well (the pictures are the same) on my youtube site: https://youtu.be/_fXuiJeJ1cU enjoy

Drywall Has Started!!

We got an email from Courtney (our beloved sales lady @ Richmond/American Homes) stating that the drywall material was dropped off at the new house yesterday and they will start drywalling immediately. We went by the house today to take a look. We opened the front door and immediately saw four of the laborers sitting against the wall enjoying lunch (and a bit of music). I am not sure who was more surprised to see who! I should have snapped a picture of them sitting there with jaws agape. Definitely a Kodak moment. The upstairs is almost completely drywalled since the blew in the attic insulation earlier in the week and the ground floor is about half way done. I guess that they will start the basement soon. Did I mention that we opted for the finished basement? I probably did but I like repeating it since it will be cool to have a finished basement. Michelle stated that it will be a cool place to build a fort. Oh wait, I think she said that about the master bedroom walk in clo...